Fees are spent; maintenance is evidence; living costs are a cash-flow requirement. Keep those three concepts separate.
Prepared by: ____________________ Date: __________
| Category | One-off / monthly amount | Source and date | Stress-case amount |
|---|---|---|---|
| Qualification / visa / health surcharge | ____________ | ____________ | ____________ |
| English / translations / medical / travel | ____________ | ____________ | ____________ |
| Housing deposit / temporary stay / rent | ____________ | ____________ | ____________ |
| Food / transport / professional costs | ____________ | ____________ | ____________ |
| Three / six / nine months without income | ____________ | ____________ | ____________ |
| Return / relocation contingency | ____________ | ____________ | ____________ |
Decisions and next actions
What is the lowest acceptable cash reserve?
________________________________________________________________
________________________________________________________________
Who bears exchange-rate or loan repayment risk?
________________________________________________________________
________________________________________________________________
At which review date will the financial plan change?
________________________________________________________________
________________________________________________________________
Keep this completed sheet privately. Do not enter passport numbers, bank details or medical records in a public form. Planning resource; it does not decide eligibility.
High Potential Mag · Information checked 15 October 2026 · https://highpotentialvisamag.com/resources/hpi-total-cost-relocation-budget-pack/
Planning resource, not an official application form or eligibility decision.